Insurance Services

Hidden Markups and Commissions

Some victims later learn that large dealer markups, spreads, or commissions were built into the transaction but not clearly disclosed.

High-Pressure Sales Tactics

Salespeople may use fear-based pitches about market crashes, inflation, bank failures, or government seizure to push fast decisions.

Overpriced Coins or Metals

You may have been sold gold, silver, or “premium” coins at prices far above melt value, spot value, or fair market value.

Misleading Safety or Guarantee Claims

Gold may have been presented as a safe or guaranteed retirement strategy, even though precious metals can fluctuate and may carry major costs.

Rare or Collectible Coin Traps

Some consumers are steered into numismatic, semi-numismatic, or collectible coins with large spreads and questionable resale value.

Storage or Custodian Confusion

Victims may be unclear where their metals are stored, what fees they are paying, or whether the metals were purchased as represented.

Advisor-Driven Rollovers

A financial advisor, broker, or salesperson may have encouraged liquidation of retirement assets into an unsuitable metals-heavy position.

Elder Financial Abuse Concerns

Older consumers are often targeted with fear-based retirement pitches and may be pressured into transactions they do not fully understand.